Get Pre-Approved for Auto Financing

Find Out Your Available Financing Options with Our Pre-Qualification Application

Here at Kia of Stockton, we know auto financing can be worrisome for many shoppers. For some, the process can seem vague or confusing. That's why we offer the tools customers need to keep the financing process transparent and stress free. With our pre-approval financing application, shoppers from Manteca and Elk Grove can find out what kinds of lease and loan options they qualify for before committing to a purchase.

The application is easy -- any shopper can complete the form in just a few minutes. Customize your options with personal information and purchase preferences, then submit the form. We'll follow up with you to review financing options. Finally, choose the right option for you and complete the purchase process at our location near Sacramento and Modesto. Before you know it, you'll be driving happily in your new car.

Regardless of your financial background, we'll work with your budget and credit to find a car payment you can afford. For example -- if you're a first-time buyerwith little credit history, you may qualify for a loan through Kia Motors Financing. Whatever your needs are, we'll put our efforts into finding a way for you to drive home in a great new or used car.

Should I Lease or Loan a New Car?

The decision between an auto loan or a new-model lease hinges on your driving habits and financial priorities. If you prefer to own a vehicle outright and drive it for several years, a loan may be the better choice. You'll be able to drive the vehicle as many miles as you prefer and make any upgrades or modifications you prefer. A lease may be a better option if you prefer to get a new vehicle every couple of years and don't drive too many miles per year. While you won't own the vehicle outright, your leased vehicle will likely have lower monthly payments than through a loan.

How Do I know Which Car I Can Afford?

The pre-qualification process can show you options available for different models. It's as simple as choosing a model that has monthly payment options you can afford. Plus, you can further clarify your budget by getting an estimate on your trade in.


Get Directions

  1. Kia of Stockton

    6215 Holman Road
    Stockton, CA 95212

    • Sales: (866) 709-4364
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Contact

Kia of Stockton

6215 Holman Road
Directions & Hours Stockton, CA 95212

  • Sales: (866) 709-4364
  • Service: (866) 979-0392
  • Parts: (877) 268-3088

Hours

  • Monday 8:30 am - 8:00 pm
  • Tuesday 8:30 am - 8:00 pm
  • Wednesday 8:30 am - 8:00 pm
  • Thursday 8:30 am - 8:00 pm
  • Friday 8:30 am - 8:00 pm
  • Saturday 8:30 am - 8:00 pm
  • Sunday 10:00am - 7:00pm
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