Use Your Tax Refund on a New Kia or Used Car Purchase

Are you considering using your income tax refund to buy a new or pre-owned vehicle? Whether you're looking to buy a new KIA or a used vehicle from another manufacturer, tax time is a great time to get into a different ride. Like many others in the Modesto area, Kia of Stockton offers fantastic tax season vehicle specials.

The average American taxpayer gets a $3000 income tax refund, and it may even be more this year. Put that money to good use by putting it toward a new or pre-owned car, truck, or sport utility vehicle. And, with our great financing options, it's never been more affordable to drive home in something different.

Buying a Vehicle with Your Income Tax Refund

If you're considering spending this year's tax refund on a new car lease or purchase, we have some great news. The average tax refund is almost always enough to cover most or all of your down payment. If you aren't looking for a new KIA, fear not-you can also use your tax refund to pay part or all of an existing auto loan. For those wondering how to use their returns to buy new or used vehicles, we will offer some tips and suggestions from our financing experts.

Using a Tax Refund as a Down Payment on a New or Used Vehicle

Our experts suggest offering a substantial down payment to increase the chances of getting a loan for your next new or pre-owned vehicle. Even if you're going with a leased vehicle this time, putting down a larger deposit will bring lower monthly payments. By using this year's tax refund as a vehicle down payment, you may qualify for a loan with a lower interest rate, as well as other perks.

Buying a Pre-Owned Vehicle With Your Tax Refund

While a new KIA comes with numerous benefits Tracy, CA drivers, used automobiles are a great and cost-effective choice for car buyers on a budget. With some research, it's quite easy to find great deals on pre-owned, late-model vehicles near Elk Grove. As a savvy shopper, you can use your tax return to pay part or all of the purchase price of your chosen pre-owned car, truck, or sport utility vehicle.

Putting Your Tax Refund Toward an Automotive Lease

Starting a car lease with a big down payment will undoubtedly bring lower monthly payments. It's advantageous when you want to extend a lease, simply because most dealerships offer lease extensions at lower monthly rates.

Paying Off an Existing Auto Loan

Using this year's tax refund to pay off a car loan is a sensible idea. Our customers often use the additional cash to reduce the balance on their existing loans, and they do it by making extra payments or eliminating the balance in total. Lowering the balance-or paying the loan in full-will reduce the amount of interest paid over the life of the loan.

Buying a Pre-Owned Vehicle Makes Your Tax Refund Go Farther

At any time, our dealership carries hundreds of pre-owned cars, trucks, and sport utility vehicles-so there's a big chance that you will find something that fits your needs, lifestyle, and budget in Manteca.

We make it easy to maximize the value of your tax return! At Kia of Stockton, we carry vehicles from KIA and other popular manufacturers. Whether you want a new car or something from our pre-owned inventory, we want to help. View our inventory online or call today to schedule a time for a test drive. We look forward to helping you get the most out of this year's tax return.

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  1. Kia of Stockton

    6215 Holman Road
    Stockton, CA 95212

    • Sales: (209) 307-9290
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  • Contact our Sales Department at: (209) 307-9290
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